marzo 01, 2022 4 min read

Finance a SUP

buying inflatable stand up paddle boards

A paddle board can be a huge investment that you may not want to pay upfront all at once. Financing a SUP is a great way to get out on the water without having the stress of a significant down payment. 

If you’re looking to buy a SUP through monthly payments, we’re going to explain the benefits of financing and how to finance a paddle board at GILI

Why Financing a SUP Could Be Beneficial

Let’s get into the benefits of financing a SUP.

No Big Upfront Payment

Paddle boards range in price, and whether you’re buying a SUP on the budget or premium end of the scale, placing a huge down payment may not be a feasible option. 

Financing a paddle board allows you to pay smaller fortnightly or monthly payments that are realistic and easier to obtain. 

Gets You on the Water Faster

If you’re anything like us, you probably want to be out on the water as soon as possible, and financing a paddle board allows you to do just that.

Instead of waiting a few extra months to save and budget for your new SUP, you can pay the first smaller payment, have your SUP instantly, and continue paying the rest of the payments from the comfort of your new board. 

Interest-Free Payments

GILI inflatable paddle board on a river

At GILI, we use Affirm and Afterpay, both of which are completely interest-free, so the price of your new paddle board is the exact price you’ll pay split over four payments every fortnight. 

For example, if the board is $400, you’ll pay four fortnightly payments of $100, with no hidden fees or hidden costs. 

Helps You Manage Finances

Financing through companies like Afterpay and Affirm are alternatives to credit cards. Through their easy-to-use apps, you can clearly see the products you’re currently paying off and make a plan to manage your finances and spendings. 

Set-Up is Easy

Afterpay and Affirm are easy to set up, and once you complete the application process, you can use them instantly to make payments on a range of different purchases. 


Affirm is one of the payment plan options we use at GILI. The buy now pay later business has different payment plans for fortnightly or monthly payments. 

Before purchasing through GILI with Affirm, you need to see if you prequalify, but don’t worry, it won’t affect your credit score! 

To find out more about Affirm, check out their website here.


Afterpay, like Affirm, is another buy now pay later business that sets up four interest-free fortnightly payments that you can pay over a total of 6 weeks. 

The sign-up process is straightforward, and you’ll receive notification reminders when the next payment is due. 

To find out more about Afterpay, check out their website here


🏆 Can you finance a paddle board?

Yes! Financing a paddle board is a straightforward process, and the option to use Afterpay or Affirm is at the checkout section of all GILI paddle boards

👍 How much should I pay for a paddle board?

The price you wish to pay for a paddle board all comes down to the type and quality of the board, as well as your budget and how much you’re actually willing to pay. 

If you’re an avid paddler and are looking for a high-quality board that will last you for years to come, spending more money initially will be worth it in the long run. 

For beginner paddlers or those who only plan on taking their board out a few times a year, a higher-end board probably isn’t realistic, and you can opt for a board on the low to mid-end of the price range. 

At the end of the day, the more you pay, the better quality the board will be. 

🏝️ Is a paddle board a good investment?

Paddle boards are an excellent investment that will last you many years if taken proper care of. 

You can use paddle boards for various things, so not only is a SUP a fun summertime activity, but it is also a great workout and mental health tool, which sounds like a win-win to us. 

We’ve covered more activities that a paddle board can be used for in our article 14 Things You Can Do On a Paddle Board.

❓ Is financing a paddle board a safe procedure?

At GILI, we use both Afterpay and Affirm, which are both highly reliable and trusted payment methods. 

📦 Is it better to buy or finance a paddle board?

Buying or financing a paddle board really comes down to each specific person and their financial situation. 

If you have the means, buying a board in one upfront payment instantly gets everything completed and out of the way.

Easy and affordable financing means you can pay four smaller fortnightly or monthly payments with no interest for those where it isn’t feasible to pay a large sum of money upfront.

Megan Bryant
Megan Bryant

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